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Why You Can’t Pocket Insurance Money from Your Roof Replacement Insurance Claim in Colorado

by Tiffany Cox | Aug 23, 2025 | Insurance Claim, Roof Colorado, Roof replacement, Roofing, Roofing repair, Uncategorized

At Rock Canyon Roofing, we often hear homeowners ask: “If my insurance company pays $15,000 to replace my roof, and I find a contractor willing to do it for $12,000, can I just keep the $3,000 difference?” The short answer: No.In Colorado, it is illegal to...
A Comprehensive Guide to Reviewing Your Colorado Insurance Policy Annual Renewal

A Comprehensive Guide to Reviewing Your Colorado Insurance Policy Annual Renewal

by Tiffany Cox | Feb 7, 2024 | Commercial Roof, Impact resistant shingles, Insurance Claim, Roof Colorado, Roof replacement, Roofing, Roofing repair

As a responsible homeowner or policyholder in Colorado, you know that reviewing your insurance policy annually is crucial. Your insurance needs may change over time, and it’s essential to ensure that your coverage still meets your requirements. In this blog...
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Recent Posts

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  • The 1 Year Insurance Claim Deadline Most Homeowners Don’t Know About
  • Why Your Insurance Company May Deny a Roof Claim and How Homeowners Can Avoid It
  • 2026 Colorado Roofing Trends Homeowners Need to Know Before Replacing Their Roof

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Roofing Professional in Colorado

David Cox and Rock Canyon Roofing are true professionals! They were able to fix my chimney/roof issues in a timely manner. They are courteous and hard workers! I highly recommend!

Sandy Cochran

Professional and Responsive Roofers in Colorado

I am very please with their professionalism and responsive time. Very accommodating and knowledgeable, it was a great experience working together.

Ana Orozco

Full Roof Replacement in CO

With so many roofers in Denver I had a hard time deciding but once I made the call to David Cox and Shannen littler I knew my decision was the right one they helped me turn a repair on my barbershop into a full re-roof replacement working with my insurance company handling everything with the insurance company getting me everything for a new roof. Hands-down the best roofing company in Colorado I would refer them to anyone !!!!

Daniel Segura

Successful Roof Replacement in Colorado

It has been a pleasure working with Rock Canyon Roofing. Every inquiry, every step with insurance, every request was handled successfully. I would highly recommend this company with no reservations.

G.A. Luallen

Insurance Claim Specialists

I am so thankful that I had David and Shannon inspect my roof because they ended up finding hail damage Was unaware of. They told me to file a claim and I was very reluctant on trusting contractor being a single woman knowing that I could easily get taken advantage of for lack of knowledge, wow was I mistaken i ended up getting a brand new roof paid for by insurance stress-free. I am so thankful I let them give me a free inspection because I did not even know that I had damage. They met the insurance adjuster for the inspection and and took care of everything for my Insurance claim start to finish.  Not only do I have a brand new roof with a great warranty, but my home went up in value because of the new roof.  My insurance premium actually went down because I got a discount for my new policy Because of the upgraded shingles they installed. I would not recommend anyone else knowing what I know and have already referred them to a family member and a work colleague. Thank you David and Shannon!!!

Crystal Hartley

Hail Damage on a Commercial Roof in Wheatridge, CO

David and his crew did a fabulous job on the roof of our commercial building in Wheatridge. It was badly damaged from a hail storm. He worked with the insurance company and we got a lot more covered than originally offered. I would highly recommend them.

Doug Stewart

Best Roofing Company in Colorado

Rock Canyon Roofing is the BEST ROOFING COMPANY IN COLORADO !!!! David and Shannon got us a new roof paid for by our insurance company after another roofing company said we needed a roof replacement, we I filed a claim and a State Farm insurance adjuster came out and turned it down saying we didn’t have enough hail damage to file a claim and our roof was starting to leak bad , I ran into Shannon at a car show and got on the topic of hail and after a short conversation I called Shannon the following week and his partner David Cox came out to do an inspection and David found severe WIND DAMAGE “witch explains the new leaks” and had the insurance adjuster come back out “he was not happy about coming back over a second time” but David walked the intire roof with him and showed the adjuster where the shingles lifting and explained the severe wind damage and after some back and forth with State Farm and RCR we have a beautiful NEW ROOF paid by insurance proceeds !!! .....they really put me at ease handling everything throughout the intire claim jabs explaining all of the insurance documents in detail !!! The crew was very respectful and they even spoke English and cleaned up so well we didn’t know they were there. Rock Canyon Roofing saved me $14,000 dollars. Thank you David and Shannon and the RCR crew ,would recommend using Rock Canyon Roofing to anyone who wants a HONEST professional roofing company.

Nick Gyori

Experienced Professional Roofer in Colorado

Shannon is my go to roofing professional. I have been a Realtor in South Metro Denver for 13 years and conducted over 500 transactions. I need a roofer who will return calls and follow up on their promises every time. You are in good hands with this experienced professional.

Chris Grund

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